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Cigna
Together, all the way.SM
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Cigna Client Connect
Summer 2018

Dr. Peter Mills

Associate Medical Director, Cigna Europe

Cigna’s Chronic Condition Management Programme

Together, all the way




With somewhere between 40 and 50% of adults living with at least one chronic condition it could be argued that health insurance companies should be doing more to help them. This is exactly what we’re doing at Cigna with our Chronic Condition Management Programme.

To be fair it’s not a very catchy name, and we often refer to it with the acronym CCM, but we’re really excited about rolling this out to our customers around the world.

To start with we’re focusing on diabetes and cardiovascular disease, heart disease and high blood pressure, with the aim of providing help and guidance to people living with these conditions.

Managing a chronic condition can be stressful at the best of times, but even more so if you’re living in a foreign country with a different healthcare system to the one you are used to. To assist our insured expats, our experienced nurses will provide them with education, guidance and recommendations to help them manage their condition in an optimal fashion.

Through a series of telephone calls the nurses work with the individual to make sure they fully understand their condition, the medications they may be taking and the important lifestyle changes they can make to improve control and reduce the chances of future complications. It’s like having your own personal health guide and can really help people build confidence and expertise in managing a condition that is likely to be with them for the rest of their lives.


If you think this would be of interest to your employees we’d love for you to communicate out this message to them.

To access the programme please direct employees to the health assessment on the Cigna Envoy site. Individuals don’t need to have a chronic condition to complete the assessment, but those that do have diabetes or cardiovascular disease will be asked whether they would like to be contacted by a nurse. It’s as simple as that and even, and because there is no cost to employer or employee it’s a “win-win”.




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FOCUS ON:

Cigna Inspire Netherlands



In this edition we focus on the Netherlands - with the launch of our improved product specifically for the Dutch market and we meet Nicolas Redant, Sales Director Netherlands.



Cigna

asks...

Nicolas Redant

Sales Director Netherlands

What is Cigna Inspire Netherlands?

Nicolas

Cigna Inspire Netherlands is an expatriate healthcare product specifically created for companies based in the Netherlands, who are sending employees on assignments abroad. It provides all the advantages of a Cigna global medical benefits and wellbeing package, whilst at the same time being locally relevant for Dutch companies.

What are the benefits to clients/members?

Nicolas

Clients can expect quality healthcare and wellbeing at an affordable price, bringing peace of mind and security, and leaving clients safe in the knowledge that the medical and wellbeing needs of their employees, and those of their families, will be taken care of while on assignment.

Members will enjoy comprehensive benefit levels, dedicated Dutch speaking customer service and online portal, and integrated solution to Dutch basic healthcare insurance, for quick and seamless claims administration. In addition, members can enjoy our global and integrated solutions, supported by an unrivalled global network of healthcare providers, allowing direct payment.

What is the integrated solution to the Dutch basic healthcare insurance?

Nicolas

Cigna offers a specialised and client specific Top-Up insurance solution to healthcare coverage for expatriates both living and working in the Netherlands and eligible Dutch expatriates accessing care abroad. Effectively, we integrate Cigna Global Health Benefits global coverage with the administrative services and provider networks of a number of local Health Service Providers.

What are Cigna hoping to achieve with this product?

Nicolas

Whilst developing Cigna Inspire Netherlands, we continually looked to address the need for cost-effective solutions that didn’t compromise benefit levels. We included various cost containment measures, for example, pre-authorisation, to help control claims costs but at the same time provide a comprehensive level of cover. Additionally, the product includes a range of health and wellbeing services to help employees and their families proactively manage their health, for example, chronic condition coaching.

With Cigna Inspire Netherlands, we hope to achieve this balance of a global healthcare and wellbeing product, at a competitive price, whilst at the same time, accommodating the needs both globally and locally.

For more information download the brochure below or contact Nicolas.Redant@cigna.com.



PUT HEALTHY PROGRESS IN YOUR POCKET

Wherever you go, take your wellbeing with you

Cigna Wellbeing™ is COMING SOON!

With doctor’s consultations, health assessments, coaches, trackers and more on the Cigna Wellbeing App.

Dr. Inge Schrever

Associate Medical Doctor

Meet Cigna's Doctors on the Ground

Over 100 doctors and nurses and over 180 medical consultants worldwide

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"We have an intimate knowledge of what's possible in different parts of the world"


Dr. Inge Schrever
Associate Medical Doctor

After ten years of working in humanitarian aid, Dr Inge Schrever joined Cigna to help people working all over the world get access to quality, affordable medical care.


Before I joined Cigna I worked for Médecins Sans Frontières (Doctors Without Borders). I qualified as a doctor, had a year in an emergency room and then spent ten years abroad working in the humanitarian world. I worked in some very remote regions where you were the only health care option so you knew that whatever you did, you were saving lives.


When I worked in Zimbabwe, I would see people with HIV arrive in wheelbarrows. These were people who had been very sick for years and they would come in and start their HIV treatment and within a few months, these people would be up, walking and talking – you really knew you were making a difference.

With Cigna, we often visit medical providers in different countries. We visit them to see what they’re capable of and how the operation works – you can’t just choose a place because it looks modern or professional. We’ve seen hospitals with very nice, modern buildings but no doctors available. We have a way of assessing providers to help customers get quality care, and better value as well.

We have an intimate knowledge of what’s possible in different parts of the world. For instance, Cigna has hundreds of thousands of covered members working or living in Africa, so knowing the context of every situation is key. We deal with a lot of repatriation and evacuation and we have to know which country you can do what in. Also, on the medical front, if someone is seriously injured and needs an intensive care unit (ICU) but we know a certain country doesn’t have a good one, we have to look at options for helping the customer get out of the country.

We help customers understand their choices for medical providers. We will show customers the options they have in our network and it’s our job to help ensure they don’t pay more than they need to.

Our clinical support staff follow up on our members’ cases. We don’t just assess a case and then leave it to the provider. For instance, if someone has cancer they will have a dedicated case manager (a trained nurse) who will look after that case and always maintain contact with the member. If they can’t talk to the provider, then our case managers are at hand to answer questions and ease worries.

All our clinical support staff speak at least two languages, but the majority speak three.We have many different nationalities covering many different parts of the world. We have nurses based in Africa, Asia, the Middle East, Latin America – all over the world.

More success for Cigna UK!

Best Healthcare Provider and Mental Health Initiative of the Year nominations




Cigna UK received good news this week that they are finalists for two industry awards – the Corporate Adviser Awards and the Workplace Savings and Benefits Awards (WS&B).

For the Corporate Adviser Awards, taking place on 3rd July, they are a finalist in the category of Best Healthcare Provider. The award submission focused around Cigna Virtual Health® and the emotional wellbeing pathway caught the attention of the judges.

The emotional wellbeing pathway also helped Cigna UK become a finalist for the Mental Health Initiative of the Year category for the WS&B Awards, taking place 6th September.

Last year, Cigna UK were also recognised by WS&B, winning the Best Use of Technology for Benefits Award.

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